Lenders and borrowers alike rely on independent appraisals to support prudent underwriting and regulatory compliance. Our financing appraisal services deliver market-supported valuations for commercial loan origination, refinancing, construction financing, SBA loans, and loan modifications or workouts.
Need an appraisal for financing?
Tell us the property and the purpose. You get a written scope and fee estimate within 24 hours — not a sales call.
We analyze rent rolls, operating statements, leases, market rent, cap rates, and comparable sales to develop a clear picture of collateral value and marketability. Reports are prepared in accordance with USPAP and tailored to the needs of banks, credit unions, private lenders, and other financial institutions.
For borrowers, an experienced appraiser helps ensure the property is evaluated accurately and that the appraisal process does not become a bottleneck in closing. For lenders, high-quality valuation work supports sound credit decisions and helps satisfy internal review and regulatory expectations.
Not ready for a full appraisal yet?
Send us the address and we will return a free, submarket-specific underwriting review — so you can decide whether one is warranted.
Not all of it is essential, and a missing item is rarely a blocker — but the more of this we have at the start, the faster and firmer the engagement.
Appraisals for federally related transactions are prepared under USPAP and to the standards the banking agencies set out in the Interagency Appraisal and Evaluation Guidelines. Since 2018 the agencies have exempted commercial transactions of $500,000 or less from the appraisal requirement, allowing an evaluation instead — but many lenders order a full appraisal regardless, and the decision is the lender's.
Because the lender is usually the client and the intended user, the engagement has to be set up correctly from the start. A report addressed to the borrower generally cannot simply be handed to the bank. If a lender is involved, tell us before we begin — it costs nothing to get right at the outset and is expensive to fix later.
For income-producing property the income approach leads, and underwriters read the rate selection closely. We support ours with market evidence rather than convention.
No estimate ranges that turn into a surprise. You get a fixed fee in writing before any work starts.
The fee depends on property type, tenant count, how much market data exists, and your deadline — every assignment is scoped and quoted at a fixed fee before any work begins. An appraisal for IRS filing or for testimony is a different scope than one for a routine refinance. More on how appraisals are priced →
I have been working with Eric and Gravitas Valuation for some time now, and I find his work to be trustworthy and credible. As a residential appraiser, I feel very comfortable with referring my clients who need commercial appraisals to them.
I've had the pleasure of working with Eric at Gravitas on several commercial real estate appraisal projects over the years. He consistently demonstrates a high level of diligence and attention to detail, delivers on time, and makes the entire process smooth and efficient.
They were very professional, responsive and respectful of my timelines. Eric was incredibly nice to talk to on the phone and set me at ease when I had any questions or concerns.
Four fields. We reply with a written scope and fee estimate within one business day. Every report is signed or reviewed by an MAI-designated certified general appraiser.
Prefer to talk it through? (248) 251-5331
